India gets its first personalised cash flow conversation tool for entrepreneurs
Managing cash flow remains one of the biggest challenges for Indian entrepreneurs, especially for MSMEs navigating growth, uncertainty, and daily financial decisions. While expert advice exists, access to timely and personalised guidance has often been limited by time, cost, and availability. That gap is now being addressed with the launch of India’s first personalised cash flow conversation tool, a breakthrough initiative that brings expert financial thinking directly to business owners—anytime, anywhere.
Created by Cash Flow Expert CA Jagmohan Singh and developed by Avi Root Info Solutions (ARIS), this tool represents a new chapter in how financial wisdom is delivered in India. Designed to feel less like software and more like a conversation with a trusted mentor, it aims to simplify complex cash flow decisions for entrepreneurs across the country.
Reimagining access to cash flow expertise
For years, Jagmohan Singh has been a familiar name among India’s MSME community. Through initiatives such as the Financial Health Checkup Report, Cash Flow Helpline, FC21, and structured retainership models, he has helped business owners understand, stabilise, and grow their cash flow. However, with increasing demand for personalised advice, scalability became a challenge.
The newly launched cash flow conversation tool solves this by translating Jagmohan’s frameworks, thinking patterns, and teaching style into a dynamic digital experience. Entrepreneurs can now ask real questions related to their businesses and receive responses that reflect his practical, no-nonsense approach to finance.
What sets this tool apart is its depth. Instead of offering generic tips or templated answers, it focuses on context and intent. The system understands what the user is trying to solve, not just what they are typing. The result is guidance that feels relevant, grounded, and immediately actionable—mirroring how Jagmohan would respond in a one-on-one conversation.
For entrepreneurs, this means clarity during critical moments. Whether it’s managing working capital, planning expenses, or understanding financial discipline, the tool becomes a constant companion in day-to-day decision-making. It transforms expert advice from an occasional interaction into an always-available resource.
How technology powers human-first finance
The backbone of this innovation is Avi Root Info Solutions, a global technology consulting and product engineering company known for building intelligent, human-centred systems. ARIS approached this project with a clear philosophy: technology should simplify life, not complicate it.
Drawing from its experience across sectors such as telecare, enterprise platforms, and global commerce, ARIS developed a system that quietly works in the background while delivering precision and reliability upfront. The focus was not on creating a flashy chatbot, but on building a thinking partner that reflects Jagmohan Singh’s clarity and financial discipline.
One of the most powerful aspects of the tool is its conversational intelligence. It doesn’t just retrieve information—it reasons, adapts, and responds in a tone that feels natural and supportive. According to ARIS founder Shekhar Juneja, the objective was to bring expert clarity to entrepreneurs exactly when they need it, without noise or friction.
This approach signals a larger shift in financial technology. Tools are no longer just dashboards or data repositories. They are evolving into interactive systems that guide users through decisions, reduce dependence on intermediaries, and build confidence over time.
The launch of India’s first personalised cash flow conversation tool marks a significant milestone in the country’s entrepreneurial ecosystem. By combining financial expertise with human-centred technology, it redefines how business owners access and apply critical cash flow insights.
More than a digital product, the tool represents a movement toward financial clarity and independence for entrepreneurs. As India’s MSME sector continues to power economic growth, innovations like this will play a crucial role in strengthening decision-making at the grassroots level.
In a landscape where cash flow often determines survival and success, this new model of always-on, personalised financial guidance could well become a standard for the future of business finance in India.
